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American Kolache franchise

2026 filing · June 29, 2026GrowingShares sales figures

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American Kolache at a glance

A bakery café serving sweet and savory kolaches, breakfast items and coffee in a casual setting. At the end of 2025 there were 13 American Kolache locations in the US, 10 franchised and 3 company-owned.

The business

Industry
Breakfast
Also listed in bakery and food
Franchisor
American Kolache, Inc
The company that sells the franchises
Who runs it
Semi-absentee
Owner doesn't have to take part; a trained manager runs it
Franchisor based in
Ballwin, Missouri

What you pay

Cost to open
$230K–$345K
A single American Kolache
Franchise fee
$39,000
Paid once, when you sign
Royalty
6%
6% of gross sales, paid weekly
Brand fund
Yes
2% of the previous week's gross sales once collection starts
Renewal fee
See terms
10% of the then- current initial franchise fee
Agreement length
5 years
Territory
None
No exclusive territory
Franchisor financing
None offered
SBA Franchise Directory
Not listed
Lenders check this list before an SBA loan

Where it is

US locations, 2025
13
Franchised and company-owned
Franchised
10
Company-owned
3
Change in 3 years
+7
Franchised locations, 2023–2025
States
6
Most in Missouri, Illinois and Indiana

Support and records

Shares sales figures
Yes
For some or all locations
Initial training
199 hours
199 hours on the job
SBA loans approved
5
2022–2025
Lawsuits disclosed
None
Bankruptcy disclosed
None
Franchisor revenue, 2025
$465K
The company, not one location
Franchisor net income
$88K
Latest filing
Jun 29, 2026
2026 filing

From American Kolache, Inc’s 2026 filing; revenue and net income from its audited financial statements, page 197; SBA status from the SBA Franchise Directory, October 28, 2026.

Franchisor revenue is the company that sells the franchises (royalties, fees and anything else it earns), not what a location makes.

Where it ranks

American Kolache among all franchises with the same figure.

FigureAmerican KolacheAmong all franchises
Cost to open, midpointHalfway between the low and high estimate$287,469Costs less than 58% of franchises
Franchise feePaid once, when you sign$39,000Lower than 58% of franchises
RoyaltyShare of sales paid to the franchisor6%Higher than 35% of brands with a set rate
US locationsFranchised and company-owned13Fewer than 57% of franchises

How much a American Kolache franchise costs

Opening a single American Kolache costs an estimated $229,968 to $344,969. That covers the franchise fee and everything else needed to open, through the first months of working capital.

The biggest costs are leasehold improvements ($75,000 to $125,000) and equipment ($44,000 to $60,500). Here is every line of the estimate as filed:

What it pays forRangeLowHigh
Initial Franchise Fee$39,000
Lease Deposit$1,950$4,000
Rent (3 months)$5,850$12,000
Utilities (3 months)$2,100$2,400
Architect & Engineer Fees$6,000$8,000
Leasehold Improvements$75,000$125,000
Signage$4,500$12,000
Furniture and Fixtures$3,850$6,050
Third Party Delivery Fees (3 months)$5,000$10,000
Computer Equipment$12,000$14,000
Miscellaneous Equipment & Supplies$3,000$5,000
Equipment$44,000$60,500
Initial Inventory$4,000$6,000
Uniforms$750
Business License & Permits$2,000$3,000
Professional Fees$1,000$2,000
Internet Service (3 months)$450$600
Insurance$3,150$3,600
Training Expense$3,542$12,443
Third Party Training Expense$326
Initial Launch Marketing & Promotions$2,500
Additional Funds/Working Capital$10,000$15,000
Total$229,968$344,969

Source: American Kolache, Inc, 2026 filing, page 20

American Kolache franchise fee

The franchise fee is $39,000. You pay it when you sign the franchise agreement.

Source: American Kolache, Inc, 2026 filing, page 12

Royalty and ongoing fees

Royalty6% of gross sales, paid weekly.
Brand or marketing fund2% of the previous week's gross sales once collection starts.
Point Of Sale (POS) FeesCurrently $75/month
Renewal Fee10% of the then- current initial franchise fee

The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.

Source: American Kolache, Inc, 2026 filing, page 13

Other fees as filed, from pages 14–17. The filing lists every fee, including late fees and audit costs.

Sales and earnings

Shares figures American Kolache publishes sales or earnings figures for its locations. The full tables, with notes on which locations are counted, are in its filing.

Source: American Kolache, Inc, 2026 filing, page 51

Estimate Estimated yearly sales per location
$380K–$660K

Estimated from the sales that 292 comparable franchises file, matched on industry, format, cost to open, fees and size.

SBA loans to American Kolache franchisees

Lenders approved 5 SBA 7(a) loans for American Kolache franchisees from 2022 to 2025, $934K in all. None has been paid off or charged off yet.

A charged-off loan is one written off as uncollectible. See SBA franchise loans for how 7(a) and 504 loans work.

Source: SBA 7(a) and 504 loan data, as of September 30, 2026

Growth and closures

Share of franchised locations, 2025 / 2023–2025. Typical means the median: half of brands are above it, half below.

MeasureAmerican KolacheTypical breakfast brandTypical franchise
GrowthNet change in franchised locations+67% / +233%+5.4% / +7.9%+1.2% / +10%
ClosuresTerminated, not renewed or stopped operating17% / 33%0% / 7.1%3.9% / 16%
Bought backLocations the franchisor took back0% / 0%0% / 0%0% / 0%

Typical breakfast brand is the median of the 20 brands in breakfast franchises with three years of counts.

How American Kolache compares

Of the 58 breakfast franchises on this site, American Kolache is the 5th cheapest to open and the 29th largest by number of locations.

FigureAmerican KolacheTypical breakfast brandTypical franchise
Cost to open, low end$230K$640K$222K
Cost to open, high end$345K$1.2M$477K
Franchise fee$39K$40K$40K
Royalty6%5%6%
US locations131321
Shares earnings figuresYes46 of 582,147 of 3,352

Typical is the median across the 58 brands in breakfast franchises; typical franchise, across every brand here.

Locations opened and closed

8 opened
1 closed or left
Franchised locations, last 3 years
2023
2 opened0 closed or left
5 (+2)
2024
1 opened0 closed or left
6 (+1)
2025
5 opened1 closed or left
10 (+4)
YearFranchisedCompany-ownedOpenedClosed
20235 (+2)4+20
20246 (+1)3+10
202510 (+4)3+5−1

Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating.

See which brands grew most in the fastest-growing franchises rankings.

More in the guides: franchise failure rates.

Source: American Kolache, Inc, 2026 filing, page 55

Source filing (2026, PDF)

Where American Kolache locations are

At the end of 2025, American Kolache had locations in 6 states. The most are in Missouri, Illinois and Indiana.

  • Missouri6
  • Illinois3
  • Indiana1
  • Kansas1
  • Kentucky1
  • Virginia1
StateFranchisedCompany-ownedTotal
Missouri336
Illinois303
Indiana101
Kansas101
Kentucky101
Virginia101

Source: American Kolache, Inc, 2026 filing, page 56

Who owns American Kolache?

American Kolache franchises are sold by American Kolache, Inc.

From American Kolache, Inc’s 2026 filing.

American Kolache filings

The figures on this page come from American Kolache, Inc’s 2026 filing, issued June 29, 2026, on record with the NASAA Electronic Filing Depository.

American Kolache filings, newest first
FilingIssuedRegistryOn this page
2026 filingJune 29, 2026NASAA depositoryCosts, fees and locations, 2023–2025

Each link opens the filing as a PDF. See the newest filings across all brands.

Other breakfast franchises

All breakfast franchises

American Kolache is also on these lists: bakery franchises, food franchises.

Compare American Kolache side by side