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Biscuit Belly franchise

2026 filing · May 8, 2026GrowingShares sales figures

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Biscuit Belly at a glance

A breakfast and brunch restaurant built around biscuit sandwiches, Southern breakfast plates, coffee and cocktails. At the end of 2025 there were 13 Biscuit Belly locations in the US, 4 franchised and 9 company-owned, so most are run by the company itself.

The business

Industry
Breakfast
Also listed in restaurant and food
Franchisor
Biscuit Belly Franchising LLC
The company that sells the franchises
Who runs it
Owner
An owner must run it day to day
Franchisor based in
Louisville, Kentucky

What you pay

Cost to open
$824K–$1.34M
Fee, build-out and opening working capital
Franchise fee
$40,000
Waived for restaurants opened under an area development agreement
Royalty
5%
5% of gross receipts, paid weekly
Brand fund
1%
1% of gross receipts, paid weekly
Franchisor financing
None offered
SBA Franchise Directory
Listed
SBA-backed loans are possible

Where it is

US locations, 2025
13
Franchised and company-owned
Franchised
4
Company-owned
9
Change in 3 years
+2
Franchised locations, 2023–2025
States
6
Most in Kentucky, Alabama and North Carolina

Support and records

Shares sales figures
Yes
For some or all locations
Initial training
219 hours
30 hours in class and 189 on the job
SBA loans approved
2
2026
Lawsuits disclosed
None
Bankruptcy disclosed
None
Franchisor revenue, 2025
$792K
The company, not one location
Franchisor net income
$167K
Latest filing
May 8, 2026
2026 filing

From Biscuit Belly Franchising LLC’s 2026 filing; revenue and net income from its audited financial statements, page 188; SBA status from the SBA Franchise Directory, October 28, 2026.

Franchisor revenue is the company that sells the franchises (royalties, fees and anything else it earns), not what a location makes.

Where it ranks

Biscuit Belly among all franchises with the same figure.

FigureBiscuit BellyAmong all franchises
Cost to open, midpointHalfway between the low and high estimate$1,082,750Costs more than 85% of franchises
Franchise feePaid once, when you sign$40,000Lower than 46% of franchises
RoyaltyShare of sales paid to the franchisor5%Lower than 69% of brands with a set rate
US locationsFranchised and company-owned13Fewer than 57% of franchises

How much a Biscuit Belly franchise costs

Opening one Biscuit Belly costs an estimated $824,000 to $1,341,500. That covers the franchise fee and everything else needed to open, through the first months of working capital.

The biggest costs are leasehold improvements ($350,000 to $650,000) and furniture, fixtures and equipment ($275,000 to $350,000). Here is every line of the estimate as filed:

What it pays forRangeLowHigh
Initial Franchise Fee$40,000
Lease Review$0$2,000
Leasehold Improvements$350,000$650,000
Furniture, Fixtures and Equipment$275,000$350,000
Architect and Engineering Fees$10,000$20,000
Signage, Interior and Restaurant Graphics$20,000$30,000
Three Months’ Rent and security deposit$19,000$34,000
Utility Deposits and Fees$500$3,000
Alcohol Permits$3,500$35,000
Opening Inventory and Supplies$12,000$15,000
Computer System$5,000$7,500
Merchandise$5,000$7,000
Smallwares$25,000$30,000
Grand Opening Advertising$15,000$20,000
Training Expenses$5,000$40,000
Miscellaneous Opening Costs$5,000$10,000
Professional Fees$2,000$5,000
Insurance Premiums – 3 months$2,000$3,000
Additional Funds - 3 months$30,000$40,000
Total$824,000$1,341,500

Source: Biscuit Belly Franchising LLC, 2026 filing, page 18

Biscuit Belly franchise fee

The franchise fee is $40,000, waived for restaurants opened under an area development agreement. You pay it when you sign the franchise agreement.

Source: Biscuit Belly Franchising LLC, 2026 filing, page 11

Royalty and ongoing fees

Royalty5% of gross receipts, paid weekly.
Brand or marketing fund1% of gross receipts, paid weekly.
Technology FeeCurrently not charged but estimated to be up to $600 per month

The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.

Source: Biscuit Belly Franchising LLC, 2026 filing, pages 12 and 13

Other fees as filed, from page 14. The filing lists every fee, including late fees and audit costs.

Sales and earnings

Shares figures Biscuit Belly publishes sales or earnings figures for its locations. The full tables, with notes on which locations are counted, are in its filing.

Source: Biscuit Belly Franchising LLC, 2026 filing, page 55

Estimate Estimated yearly sales per location
$1.1M–$2M

Estimated from the sales that 292 comparable franchises file, matched on industry, format, cost to open, fees and size.

SBA loans to Biscuit Belly franchisees

Lenders approved 2 SBA 7(a) loans for Biscuit Belly franchisees in 2026, $1.58M in all. None has been paid off or charged off yet.

A charged-off loan is one written off as uncollectible. See SBA franchise loans for how 7(a) and 504 loans work.

Source: SBA 7(a) and 504 loan data, as of September 30, 2026

Growth and closures

Share of franchised locations, 2025 / 2023–2025. Typical means the median: half of brands are above it, half below.

MeasureBiscuit BellyTypical breakfast brandTypical franchise
GrowthNet change in franchised locations−33% / +100%+5.4% / +7.9%+1.2% / +10%
ClosuresTerminated, not renewed or stopped operating17% / 50%0% / 7.1%3.9% / 16%
Bought backLocations the franchisor took back17% / 100%0% / 0%0% / 0%

Typical breakfast brand is the median of the 20 brands in breakfast franchises with three years of counts.

How Biscuit Belly compares

Of the 58 breakfast franchises on this site, Biscuit Belly is the 43rd cheapest to open and the 31st largest by number of locations.

FigureBiscuit BellyTypical breakfast brandTypical franchise
Cost to open, low end$824K$640K$222K
Cost to open, high end$1.34M$1.2M$477K
Franchise fee$40K$40K$40K
Royalty5%5%6%
Brand fund1%1.4%2%
US locations131321
Shares earnings figuresYes46 of 582,147 of 3,352

Typical is the median across the 58 brands in breakfast franchises; typical franchise, across every brand here.

Locations opened and closed

5 opened
3 closed or left
Franchised locations, last 3 years
2023
3 opened0 closed or left
5 (+3)
2024
2 opened1 closed or left
6 (+1)
2025
0 opened2 closed or left
4 (−2)
YearFranchisedCompany-ownedOpenedClosed
20235 (+3)5+30
20246 (+1)7+2−1
20254 (−2)90−2

Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating.

See which brands grew most in the fastest-growing franchises rankings.

More in the guides: franchise failure rates.

Source: Biscuit Belly Franchising LLC, 2026 filing, page 59

Source filing (2026, PDF)

Where Biscuit Belly locations are

At the end of 2025, Biscuit Belly had locations in 6 states. The most are in Kentucky, Alabama and North Carolina.

  • Kentucky4
  • Alabama2
  • North Carolina2
  • South Carolina2
  • Virginia2
  • Georgia1
StateFranchisedCompany-ownedTotal
Kentucky044
Alabama202
North Carolina112
South Carolina112
Virginia022
Georgia011

Source: Biscuit Belly Franchising LLC, 2026 filing, page 60

Who owns Biscuit Belly?

Biscuit Belly franchises are sold by Biscuit Belly Franchising LLC. It is a subsidiary of Biscuit Belly International, LLC.

From Biscuit Belly Franchising LLC’s 2026 filing, page 8.

Biscuit Belly filings

The figures on this page come from Biscuit Belly Franchising LLC’s 2026 filing, issued May 8, 2026, on record with the NASAA Electronic Filing Depository.

Biscuit Belly filings, newest first
FilingIssuedRegistryOn this page
2026 filingMay 8, 2026NASAA depositoryCosts, fees and locations, 2023–2025

Each link opens the filing as a PDF. See the newest filings across all brands.

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