Fiesta Insurance franchise
2026 filing · August 25, 2026GrowingShares sales figures
Fiesta Insurance at a glance
An insurance agency selling auto, home and other policies from carriers it represents. At the end of its 2026 fiscal year there were 264 Fiesta Insurance locations in the US, all franchised.
The business
- Franchisor
- Fiesta Insurance Franchise Corporation
- The company that sells the franchises
- Franchising since
- 2007
- 19 years of selling franchises
- Franchisor based in
- Las Vegas, Nevada
- Typical size
- 750–1,200 sq ft
What you pay
- Cost to open
- $70K–$193K
- Single business program
- Franchise fee
- $25,000
- Paid once, when you sign
- Royalty
- 20%–25% of commissions
- Fiesta keeps 20% to 25% of the commissions insurance carriers pay on the policies you sell, plus monthly policy management and ratings software fees
- Renewal fee
- $30,000
- When the agreement ends and you sign again
- Territory
- Protected
- Protected territory
- Franchisor financing
- Some financing offered
Where it is
- US locations, 2026
- 264
- Franchised and company-owned
- Franchised
- 264
- Company-owned
- 0
- Change in 3 years
- +45
- Franchised locations, 2024–2026
- States
- 7
- Most in California, Texas and Florida
From Fiesta Insurance Franchise Corporation’s 2026 filing; SBA status from the SBA Franchise Directory, October 28, 2026.
Where it ranks
Fiesta Insurance among all franchises with the same figure.
| Figure | Fiesta Insurance | Among all franchises |
|---|---|---|
| Cost to open, midpointHalfway between the low and high estimate | $131,427 | Costs less than 81% of franchises |
| Franchise feePaid once, when you sign | $25,000 | Lower than 82% of franchises |
| US locationsFranchised and company-owned | 264 | More than 89% of franchises |
| Sales per locationYearly, as the brand reports it | $539,717 | Lower than 68% of brands that share sales figures |
| Sales against cost to openYearly sales over the cost midpoint | 4.1× | Higher than 86% of brands that share sales figures |
How much a Fiesta Insurance franchise costs
Opening single business program costs an estimated $69,605 to $193,249. That covers the franchise fee and everything else needed to open, through the first months of working capital. It is one of the low-cost franchises.
The biggest costs are additional funds – 3 months ($25,000 to $75,000) and real estate & improvements ($2,000 to $40,000). Here is every line of the estimate as filed:
| What it pays for | Range | Low | High |
|---|---|---|---|
| Initial Franchise Fee | $25,000 | $30,000 | |
| Travel & Living Expenses While Training | $1,000 | $2,500 | |
| Real Estate & Improvements | $2,000 | $40,000 | |
| Furniture & Equipment | $2,735 | $8,749 | |
| Computer Equipment | $2,470 | $7,000 | |
| Signs | $2,500 | $12,000 | |
| Insurance Coverage | $500 | $4,000 | |
| Miscellaneous Opening Costs | $2,000 | $4,000 | |
| Marketing Package Fee | $5,500 | $7,000 | |
| Policy Management Software Licensing Fee/Licensing Fee; Insurance Rating Software Licensing Fee | $900 | $3,000 | |
| Additional Funds – 3 months | $25,000 | $75,000 | |
| Total | $69,605 | $193,249 |
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 19
Fiesta Insurance franchise fee
The franchise fee is $25,000. You pay it when you sign the franchise agreement.
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 11
Royalty and ongoing fees
| Royalty | Fiesta keeps 20% to 25% of the commissions insurance carriers pay on the policies you sell, plus monthly policy management and ratings software fees. |
|---|---|
| Policy Management Software Licensing Fee/Licensing Fee | $200 to $500 |
| Renewal Fee | $30,000 |
The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 12
Other fees as filed, from pages 12–14. The filing lists every fee, including late fees and audit costs.
Sales and earnings
Shares figures Fiesta Insurance publishes sales or earnings figures for its locations. The full tables, with notes on which locations are counted, are in its filing.
- Average revenue
- $539,717
- Median revenue
- $442,535
Yearly figures for year to April 30, 2026, covering franchised agencies in operation more than 12 months (244 locations). The average is about 4.1 times the midpoint of the cost to open.
Sales are what a location takes in before rent, payroll, royalties and other costs, not what its owner keeps.
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 56
SBA loans to Fiesta Insurance franchisees
Lenders approved 4 SBA 7(a) loans for Fiesta Insurance franchisees from 2013 to 2017, $375K in all. All 4 that have ended were paid in full; none was charged off.
A charged-off loan is one written off as uncollectible. See SBA franchise loans for how 7(a) and 504 loans work.
Source: SBA 7(a) and 504 loan data, as of September 30, 2026
Growth and closures
Share of franchised locations, 2026 / 2024–2026. Typical means the median: half of brands are above it, half below.
| Measure | Fiesta Insurance | Typical insurance brand | Typical franchise |
|---|---|---|---|
| GrowthNet change in franchised locations | +6.9% / +21% | +2.1% / +22% | +1.2% / +10% |
| ClosuresTerminated, not renewed or stopped operating | 1.2% / 6.8% | 14% / 63% | 3.9% / 16% |
| Bought backLocations the franchisor took back | 0% / 0% | 0% / 0% | 0% / 0% |
Typical insurance brand is the median of the 6 brands in insurance franchises with three years of counts.
How Fiesta Insurance compares
Of the 17 insurance franchises on this site, Fiesta Insurance is the 14th cheapest to open and the 6th largest by number of locations.
| Figure | Fiesta Insurance | Typical insurance brand | Typical franchise |
|---|---|---|---|
| Cost to open, low end | $70K | $55K | $222K |
| Cost to open, high end | $193K | $112K | $477K |
| Franchise fee | $25K | $25K | $40K |
| Sales per location | $540K | – | $794K |
| US locations | 264 | 156 | 21 |
| Shares earnings figures | Yes | 9 of 17 | 2,147 of 3,352 |
Typical is the median across the 17 brands in insurance franchises; typical franchise, across every brand here.
Locations opened and closed
| Year | Franchised | Company-owned | Opened | Closed |
|---|---|---|---|---|
| 2024 | 219 (0) | 0 | +10 | −10 |
| 2025 | 247 (+28) | 0 | +30 | −2 |
| 2026 | 264 (+17) | 0 | +20 | −3 |
Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating. The outlet years below are the franchisor's fiscal years ending April 30.
See which brands grew most in the fastest-growing franchises rankings.
More in the guides: franchise failure rates.
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 60
Where Fiesta Insurance locations are
At the end of 2026, Fiesta Insurance had franchised locations in 7 states. The most are in California, Texas and Florida.
- California198
- Texas35
- Florida19
- Tennessee5
- New Mexico3
- Colorado2
| State | Franchised |
|---|---|
| California | 198 |
| Texas | 35 |
| Florida | 19 |
| Tennessee | 5 |
| New Mexico | 3 |
| Colorado | 2 |
| Ohio | 2 |
Source: Fiesta Insurance Franchise Corporation, 2026 filing, page 61
Who owns Fiesta Insurance?
Fiesta Insurance franchises are sold by Fiesta Insurance Franchise Corporation.
From Fiesta Insurance Franchise Corporation’s 2026 filing.
Lawsuits and bankruptcy
| Lawsuits and regulatory actions | None. The filing says no litigation has to be disclosed. |
|---|---|
| Bankruptcy | None. The filing says no bankruptcy has to be disclosed. |
Franchisors must disclose lawsuits and bankruptcies involving the company, its parents and affiliates, and its executives. Many cases are routine disputes with franchisees over fees or contracts; read the descriptions in the filing and ask current owners about anything that worries you.
Source: Fiesta Insurance Franchise Corporation, 2026 filing, litigation on page 11, bankruptcy on page 11
Fiesta Insurance filings
The figures on this page come from Fiesta Insurance Franchise Corporation’s 2026 filing, issued August 25, 2026, on record with the NASAA Electronic Filing Depository.
| Filing | Issued | Registry | On this page |
|---|---|---|---|
| 2026 filing | August 25, 2026 | NASAA depository | Costs, fees and locations, 2024–2026 |
Each link opens the filing as a PDF. See the newest filings across all brands.
Other insurance franchises
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Fiesta Insurance is also on these lists: business services franchises.