Legacy Claims Services franchise
2025 filing · April 24, 2025Growing
Legacy Claims Services at a glance
An insurance appraisal business providing inspections, appraisals, estimates and investigations of personal property and real estate claims. At the end of 2024 there were 42 Legacy Claims Services locations in the US, 41 franchised and 1 company-owned.
The business
- Franchisor
- Legacy Franchise Company, LLC
- The company that sells the franchises
What you pay
- Cost to open
- $68K–$138K
- Fee, build-out and opening working capital
- Franchise fee
- $49,900
- For a territory of at least 100,000 people
- Royalty
- 15%
- The greater of 15% of gross revenue or a monthly minimum of $0 in the first year, $1,500 in the second and $3,000 after that, paid monthly
- Brand fund
- 3%
- 3% of gross revenue, paid monthly; it can rise to 4%
- Renewal fee
- $5,000
- When the agreement ends and you sign again
- Agreement length
- 5 years
Where it is
- US locations, 2024
- 42
- Franchised and company-owned
- Franchised
- 41
- Company-owned
- 1
- Change in 3 years
- +41
- Franchised locations, 2022–2024
- States
- 12
- Most in Florida, New York and Pennsylvania
From Legacy Franchise Company, LLC’s 2025 filing; SBA status from the SBA Franchise Directory, October 28, 2026.
Where it ranks
Legacy Claims Services among all franchises with the same figure.
| Figure | Legacy Claims Services | Among all franchises |
|---|---|---|
| Cost to open, midpointHalfway between the low and high estimate | $102,900 | Costs less than 87% of franchises |
| Franchise feePaid once, when you sign | $49,900 | Higher than 69% of franchises |
| RoyaltyShare of sales paid to the franchisor | 15% | Higher than 98% of brands with a set rate |
| US locationsFranchised and company-owned | 42 | More than 62% of franchises |
How much a Legacy Claims Services franchise costs
Opening one Legacy Claims Services costs an estimated $67,900 to $137,900. That covers the franchise fee and everything else needed to open, through the first months of working capital. It is one of the low-cost franchises.
The biggest costs are franchise fee ($49,900) and vehicle ($1,000 to $40,000). Here is every line of the estimate as filed:
| What it pays for | Range | Low | High |
|---|---|---|---|
| Franchise Fee | $49,900 | ||
| Real Estate/Rent | $0 | $2,000 | |
| Renovations and Improvements | $0 | $5,000 | |
| Office Equipment and Supplies | $300 | $2,000 | |
| Computer & Software | $1,500 | $3,500 | |
| Training | $1,200 | $3,500 | |
| Vehicle | $1,000 | $40,000 | |
| Marketing Materials | $500 | $1,500 | |
| Insurance | $2,000 | $3,500 | |
| Licenses & Permits | $0 | $1,000 | |
| Certifications | $0 | $3,500 | |
| Legal & Accounting | $1,500 | $2,500 | |
| Additional Funds (3 months) | $10,000 | $20,000 | |
| Total | $67,900 | $137,900 | |
Source: Legacy Franchise Company, LLC, 2025 filing, page 17
Legacy Claims Services franchise fee
The franchise fee is $49,900, for a territory of at least 100,000 people. You pay it when you sign the franchise agreement.
Source: Legacy Franchise Company, LLC, 2025 filing, page 9
Royalty and ongoing fees
| Royalty | The greater of 15% of gross revenue or a monthly minimum of $0 in the first year, $1,500 in the second and $3,000 after that, paid monthly. |
|---|---|
| Brand or marketing fund | 3% of gross revenue, paid monthly; it can rise to 4%. |
| Technology Fee | 2% of Gross Revenue |
| Transfer Fee | $10,000 |
| Renewal Fee | $5,000 |
The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.
Source: Legacy Franchise Company, LLC, 2025 filing, pages 9 and 10
Other fees as filed, from pages 11–13. The filing lists every fee, including late fees and audit costs.
Sales and earnings
No figures Legacy Claims Services does not share sales or profit figures for its locations. Talking to current and former franchise owners is the usual way to learn what a location earns.
Source: Legacy Franchise Company, LLC, 2025 filing, page 41
How Legacy Claims Services compares
Of the 17 insurance franchises on this site, Legacy Claims Services is the 13th cheapest to open and the 12th largest by number of locations.
| Figure | Legacy Claims Services | Typical insurance brand | Typical franchise |
|---|---|---|---|
| Cost to open, low end | $68K | $55K | $222K |
| Cost to open, high end | $138K | $112K | $477K |
| Franchise fee | $50K | $25K | $40K |
| Royalty | 15% | – | 6% |
| Brand fund | 3% | 2.5% | 2% |
| US locations | 42 | 156 | 21 |
| Closed or left per year | 0% | 19.8% | – |
| Shares earnings figures | No | 9 of 17 | 2,147 of 3,352 |
Typical is the median across the 17 brands in insurance franchises; typical franchise, across every brand here.
Locations opened and closed
| Year | Franchised | Company-owned | Opened | Closed |
|---|---|---|---|---|
| 2022 | 0 (0) | 1 | 0 | 0 |
| 2023 | 29 (+29) | 1 | +29 | 0 |
| 2024 | 41 (+12) | 1 | +12 | 0 |
Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating.
See which brands grew most in the fastest-growing franchises rankings.
More in the guides: franchise failure rates.
Source: Legacy Franchise Company, LLC, 2025 filing, page 42
Where Legacy Claims Services locations are
At the end of 2024, Legacy Claims Services had locations in 12 states. The most are in Florida, New York and Pennsylvania.
- Florida8
- New York5
- Pennsylvania5
- North Carolina4
- Ohio4
- South Carolina4
| State | Franchised | Company-owned | Total |
|---|---|---|---|
| Florida | 8 | 0 | 8 |
| New York | 5 | 0 | 5 |
| Pennsylvania | 5 | 0 | 5 |
| North Carolina | 4 | 0 | 4 |
| Ohio | 4 | 0 | 4 |
| South Carolina | 4 | 0 | 4 |
| Mississippi | 3 | 0 | 3 |
| Texas | 3 | 0 | 3 |
| Alabama | 1 | 1 | 2 |
| Nevada | 2 | 0 | 2 |
Source: Legacy Franchise Company, LLC, 2025 filing, page 42
Who owns Legacy Claims Services?
Legacy Claims Services franchises are sold by Legacy Franchise Company, LLC.
From Legacy Franchise Company, LLC’s 2025 filing.
Lawsuits and bankruptcy
| Lawsuits and regulatory actions | None. The filing says no litigation has to be disclosed. |
|---|---|
| Bankruptcy | None. The filing says no bankruptcy has to be disclosed. |
Franchisors must disclose lawsuits and bankruptcies involving the company, its parents and affiliates, and its executives. Many cases are routine disputes with franchisees over fees or contracts; read the descriptions in the filing and ask current owners about anything that worries you.
Source: Legacy Franchise Company, LLC, 2025 filing, litigation on page 9, bankruptcy on page 9
Legacy Claims Services filings
The figures on this page come from Legacy Franchise Company, LLC’s 2025 filing, issued April 24, 2025, on record with the NASAA Electronic Filing Depository.
| Filing | Issued | Registry | On this page |
|---|---|---|---|
| 2025 filing | April 24, 2025 | NASAA depository | Costs, fees and locations, 2022–2024 |
Each link opens the filing as a PDF. See the newest filings across all brands.
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