Renegade Insurance franchise
2026 filing · August 4, 2026Growing
Renegade Insurance at a glance
An insurance agency selling personal, commercial and life insurance from a retail or office location. At the end of 2026 there were 45 Renegade Insurance locations in the US, all franchised.
The business
- Franchisor
- Renegade Insurance Franchising LLC
- The company that sells the franchises
- Franchisor based in
- Orlando, Florida
- Typical size
- 900–1,200 sq ft
What you pay
- Cost to open
- $30K–$108K
- Fee, build-out and opening working capital
- Franchise fee
- $25K–$35K
- Paid in a lump sum, by location type and service model; financed fees are $5,000 more
- Royalty
- 20%–50% of commissions
- A share of the commissions the franchisor collects: 20% on new policies; on renewals, 40% (personal and life) or 50% (commercial) for a standard agency and 20% for a self-service agency. New-policy royalties have a quarterly minimum of up to $2,700
- Brand fund
- None now
- No brand fund
- Agreement length
- 10 years
- Territory
- None
- No exclusive territory
- Franchisor financing
- Some financing offered
Where it is
- US locations, 2026
- 45
- Franchised and company-owned
- Franchised
- 45
- Company-owned
- 0
- Change in 3 years
- +45
- Franchised locations, 2024–2026
- States
- 13
- Most in Florida, Texas and Georgia
From Renegade Insurance Franchising LLC’s 2026 filing; SBA status from the SBA Franchise Directory, October 28, 2026.
Where it ranks
Renegade Insurance among all franchises with the same figure.
| Figure | Renegade Insurance | Among all franchises |
|---|---|---|
| Cost to open, midpointHalfway between the low and high estimate | $68,975 | Costs less than 94% of franchises |
| Franchise feePaid once, when you sign | $25,000 | Lower than 82% of franchises |
| US locationsFranchised and company-owned | 45 | More than 63% of franchises |
How much a Renegade Insurance franchise costs
Opening one Renegade Insurance costs an estimated $30,350 to $107,600. That covers the franchise fee and everything else needed to open, through the first months of working capital. It is one of the franchises under $50K.
The biggest costs are initial franchise fee ($25,000 to $40,000) and additional funds – 3 months ($2,625 to $17,700). Here is every line of the estimate as filed:
| What it pays for | Range | Low | High |
|---|---|---|---|
| Initial Franchise Fee | $25,000 | $40,000 | |
| Training | $0 | $2,500 | |
| Support and Technology Fee | $375 | $900 | |
| Licenses and Permits | $350 | $1,500 | |
| Insurance | $500 | $3,000 | |
| Professional Fees | $500 | $1,500 | |
| Computer Equipment | $1,000 | $2,500 | |
| Utility and Security Deposits | $0 | $4,500 | |
| 3-Months’ Lease Payments | $0 | $9,000 | |
| Office Furniture and Fixtures | $0 | $3,000 | |
| Leasehold Improvements | $0 | $15,000 | |
| Signage | $0 | $6,000 | |
| Appointment Fees and Other and Miscellaneous Carrier Fees | $0 | $500 | |
| Additional Funds – 3 Months | $2,625 | $17,700 | |
| Total | $30,350 | $107,600 |
Source: Renegade Insurance Franchising LLC, 2026 filing, page 23
Renegade Insurance franchise fee
The franchise fee is $25,000 to $35,000, paid in a lump sum, by location type and service model; financed fees are $5,000 more. You pay it when you sign the franchise agreement.
Source: Renegade Insurance Franchising LLC, 2026 filing, page 13
Royalty and ongoing fees
| Royalty | A share of the commissions the franchisor collects: 20% on new policies; on renewals, 40% (personal and life) or 50% (commercial) for a standard agency and 20% for a self-service agency. New-policy royalties have a quarterly minimum of up to $2,700. |
|---|---|
| Brand or marketing fund | No brand fund |
The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.
Source: Renegade Insurance Franchising LLC, 2026 filing, pages 21 and 33
Sales and earnings
No figures Renegade Insurance does not share sales or profit figures for its locations. Talking to current and former franchise owners is the usual way to learn what a location earns.
Source: Renegade Insurance Franchising LLC, 2026 filing, page 43
How Renegade Insurance compares
Of the 17 insurance franchises on this site, Renegade Insurance is the 3rd cheapest to open and the 10th largest by number of locations.
| Figure | Renegade Insurance | Typical insurance brand | Typical franchise |
|---|---|---|---|
| Cost to open, low end | $30K | $55K | $222K |
| Cost to open, high end | $108K | $112K | $477K |
| Franchise fee | $25K | $25K | $40K |
| US locations | 45 | 156 | 21 |
| Closed or left per year | 300% | 19.8% | – |
| Shares earnings figures | No | 9 of 17 | 2,147 of 3,352 |
Typical is the median across the 17 brands in insurance franchises; typical franchise, across every brand here.
Locations opened and closed
| Year | Franchised | Company-owned | Opened | Closed |
|---|---|---|---|---|
| 2024 | 0 (0) | 0 | 0 | 0 |
| 2025 | 1 (+1) | 0 | +1 | 0 |
| 2026 | 45 (+44) | 0 | +47 | −3 |
Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating. Years end March 31.
See which brands grew most in the fastest-growing franchises rankings.
More in the guides: franchise failure rates.
Source: Renegade Insurance Franchising LLC, 2026 filing, page 44
Where Renegade Insurance locations are
At the end of 2026, Renegade Insurance had franchised locations in 13 states. The most are in Florida, Texas and Georgia.
- Florida16
- Texas10
- Georgia4
- North Carolina3
- Maryland2
- Ohio2
| State | Franchised |
|---|---|
| Florida | 16 |
| Texas | 10 |
| Georgia | 4 |
| North Carolina | 3 |
| Maryland | 2 |
| Ohio | 2 |
| South Carolina | 2 |
| Arizona | 1 |
| Connecticut | 1 |
| Illinois | 1 |
All 13 states
| Michigan | 1 |
|---|---|
| New Jersey | 1 |
| Oklahoma | 1 |
Source: Renegade Insurance Franchising LLC, 2026 filing, page 44
Who owns Renegade Insurance?
Renegade Insurance franchises are sold by Renegade Insurance Franchising LLC.
From Renegade Insurance Franchising LLC’s 2026 filing.
Lawsuits and bankruptcy
| Lawsuits and regulatory actions | Yes. The filing describes past or pending cases involving the franchisor, its affiliates or its executives on pages 11–12. |
|---|---|
| Bankruptcy | None. The filing says no bankruptcy has to be disclosed. |
Franchisors must disclose lawsuits and bankruptcies involving the company, its parents and affiliates, and its executives. Many cases are routine disputes with franchisees over fees or contracts; read the descriptions in the filing and ask current owners about anything that worries you.
Source: Renegade Insurance Franchising LLC, 2026 filing, litigation on pages 11–12, bankruptcy on page 12
Renegade Insurance filings
The figures on this page come from Renegade Insurance Franchising LLC’s 2026 filing, issued August 4, 2026, on record with the NASAA Electronic Filing Depository.
| Filing | Issued | Registry | On this page |
|---|---|---|---|
| 2026 filing | August 4, 2026 | NASAA depository | Costs, fees and locations, 2024–2026 |
Each link opens the filing as a PDF. See the newest filings across all brands.
Other insurance franchises
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Renegade Insurance is also on these lists: business services franchises.