Cookies N' Cream franchise
2026 filing · April 28, 2026GrowingShares sales figures
Cookies N' Cream at a glance
A bakery restaurant, with kiosks offered to owners of a traditional shop. At the end of 2025 there were 7 Cookies N' Cream locations in the US, 5 franchised and 2 company-owned.
The business
- Franchisor
- N&N Cookies Inc
- The company that sells the franchises
- Franchisor based in
- Bronxville, New York
What you pay
- Cost to open
- $181K–$384K
- A traditional shop
- Franchise fee
- $40,000
- $15,000 for a kiosk
- Royalty
- 6%
- 6% of gross revenues, paid weekly, plus 1% to the brand fund
- Brand fund
- 1%
- 1% of gross revenue, paid weekly
- Renewal fee
- See terms
- 20% of the then- current franchise fee.
- Territory
- Limited
- Limited protection
- Franchisor financing
- None offered
Where it is
- US locations, 2025
- 7
- Franchised and company-owned
- Franchised
- 5
- Company-owned
- 2
- Change in 2 years
- +5
- Franchised locations, 2023–2025
- States
- 2
- Most in New York and New Jersey
From N&N Cookies Inc’s 2026 filing; SBA status from the SBA Franchise Directory, October 28, 2026.
Where it ranks
Cookies N' Cream among all franchises with the same figure.
| Figure | Cookies N' Cream | Among all franchises |
|---|---|---|
| Cost to open, midpointHalfway between the low and high estimate | $282,900 | Costs less than 59% of franchises |
| Franchise feePaid once, when you sign | $40,000 | Lower than 46% of franchises |
| RoyaltyShare of sales paid to the franchisor | 6% | Higher than 35% of brands with a set rate |
| US locationsFranchised and company-owned | 7 | Fewer than 66% of franchises |
How much a Cookies N' Cream franchise costs
Opening a traditional shop costs an estimated $181,400 to $384,400. That covers the franchise fee and everything else needed to open, through the first months of working capital.
The biggest costs are construction of leasehold improvements ($50,000 to $140,000) and equipment, TV, cameras, and other supplies ($15,000 to $60,000). Here is every line of the estimate as filed:
| What it pays for | Range | Low | High |
|---|---|---|---|
| Initial Franchise Fee | $40,000 | ||
| Real Estate Rent Deposits and Pre-Paid Expenses | $6,000 | $18,000 | |
| Furniture, Fixtures, and Décor | $5,000 | $12,000 | |
| Construction of Leasehold Improvements | $50,000 | $140,000 | |
| Inventory and Supplies | $25,000 | $35,000 | |
| Signage | $2,000 | $8,000 | |
| Computer and POS System | $1,000 | $2,000 | |
| Grand Opening Advertising | $10,000 | ||
| Insurance (3 months) | $900 | ||
| Equipment, TV, Cameras, and other Supplies | $15,000 | $60,000 | |
| Travel and Living Expenses While Training | $1,000 | $3,500 | |
| Accountant and Attorney Fees | $2,000 | $4,000 | |
| Architectural/Engineering | $5,000 | $10,000 | |
| Business Licenses and Permits | $2,000 | $3,500 | |
| Additional Funds (3 Months) | $16,500 | $37,500 | |
| Total | $181,400 | $384,400 | |
Source: N&N Cookies Inc, 2026 filing, page 15
Cookies N' Cream franchise fee
The franchise fee is $40,000, $15,000 for a kiosk. You pay it when you sign the franchise agreement.
Source: N&N Cookies Inc, 2026 filing, page 9
Royalty and ongoing fees
| Royalty | 6% of gross revenues, paid weekly, plus 1% to the brand fund. |
|---|---|
| Brand or marketing fund | 1% of gross revenue, paid weekly. |
| Software Fee | Currently $200; up to $500 per month. |
| Renewal Fee | 20% of the then- current franchise fee. |
| Local Marketing Requirement | 1.5% of Gross Revenue |
The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.
Source: N&N Cookies Inc, 2026 filing, page 11
Other fees as filed, from pages 11–13. The filing lists every fee, including late fees and audit costs.
Sales and earnings
Shares figures Cookies N' Cream publishes sales or earnings figures for its locations. The full tables, with notes on which locations are counted, are in its filing.
Source: N&N Cookies Inc, 2026 filing, page 44
- Estimate Estimated yearly sales per location
- $450K–$780K
Estimated from the sales that 292 comparable franchises file, matched on industry, format, cost to open, fees and size.
SBA loans to Cookies N' Cream franchisees
Lenders approved one SBA 7(a) loan for a Cookies N' Cream franchisee in 2025, for $350K. It hasn’t been paid off or charged off yet.
A charged-off loan is one written off as uncollectible. See SBA franchise loans for how 7(a) and 504 loans work.
Source: SBA 7(a) and 504 loan data, as of September 30, 2026
How Cookies N' Cream compares
Of the 112 bakery franchises on this site, Cookies N' Cream is the 20th cheapest to open and the 70th largest by number of locations.
| Figure | Cookies N' Cream | Typical bakery brand | Typical franchise |
|---|---|---|---|
| Cost to open, low end | $181K | $341K | $222K |
| Cost to open, high end | $384K | $720K | $477K |
| Franchise fee | $40K | $40K | $40K |
| Royalty | 6% | 6% | 6% |
| Brand fund | 1% | 2% | 2% |
| US locations | 7 | 16 | 21 |
| Shares earnings figures | Yes | 74 of 112 | 2,147 of 3,352 |
Typical is the median across the 112 brands in bakery franchises; typical franchise, across every brand here.
Locations opened and closed
| Year | Franchised | Company-owned | Opened | Closed |
|---|---|---|---|---|
| 2023 | 0 (0) | 2 | 0 | 0 |
| 2024 | 1 (+1) | 2 | +1 | 0 |
| 2025 | 5 (+4) | 2 | – | – |
Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating.
See which brands grew most in the fastest-growing franchises rankings.
More in the guides: franchise failure rates.
Source: N&N Cookies Inc, 2026 filing, page 47
Where Cookies N' Cream locations are
At the end of 2025, Cookies N' Cream had locations in 2 states. The most are in New York and New Jersey.
- New York7
- New Jersey1
| State | Franchised | Company-owned | Total |
|---|---|---|---|
| New York | 5 | 2 | 7 |
| New Jersey | 1 | 0 | 1 |
Source: N&N Cookies Inc, 2026 filing, page 48
Who owns Cookies N' Cream?
Cookies N' Cream franchises are sold by N&N Cookies Inc. Its filing names no parent company.
From N&N Cookies Inc’s 2026 filing, page 6.
Lawsuits and bankruptcy
| Lawsuits and regulatory actions | None. The filing says no litigation has to be disclosed. |
|---|---|
| Bankruptcy | None. The filing says no bankruptcy has to be disclosed. |
Franchisors must disclose lawsuits and bankruptcies involving the company, its parents and affiliates, and its executives. Many cases are routine disputes with franchisees over fees or contracts; read the descriptions in the filing and ask current owners about anything that worries you.
Source: N&N Cookies Inc, 2026 filing, litigation on page 8, bankruptcy on page 8
Cookies N' Cream filings
The figures on this page come from N&N Cookies Inc’s 2026 filing, issued April 28, 2026, on record with the NASAA Electronic Filing Depository.
| Filing | Issued | Registry | On this page |
|---|---|---|---|
| 2026 filing | April 28, 2026 | NASAA depository | Costs, fees and locations, 2023–2025 |
Each link opens the filing as a PDF. See the newest filings across all brands.
Other bakery franchises
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Cookies N' Cream is also on these lists: food franchises.