Erbert & Gerbert's franchise
2026 filing · April 27, 2026Shares sales figures
Erbert & Gerbert's at a glance
A sandwich shop serving subs and clubs on fresh-baked bread for dine-in, pickup and delivery.
The business
- Franchisor
- E & G Franchise Systems, Inc
- The company that sells the franchises
- Franchising since
- 1992
- 34 years of selling franchises
- Franchisor based in
- Eau Claire, Wisconsin
What you pay
- Cost to open
- $194K–$460K
- An Erbert & Gerbert's at a traditional location
- Franchise fee
- $30,000
- Paid once, when you sign
- Royalty
- 6%
- 6% of net revenues, paid weekly (5% at non-traditional locations)
- Brand fund
- 2%
- 2% of net revenue at traditional locations, paid weekly; none at non-traditional ones
- Renewal fee
- See terms
- $5,000 for Traditional Locations $2,500 for Non- Traditional Locations
- Agreement length
- 10 years
- Territory
- Protected
- Protected territory
- Franchisor financing
- None offered
Where it is
- Franchised, 2025
- 55
- As printed in the filing
Support and records
- Initial training
- 2 programs
- Traditional location: 153 hours on the job; Non-traditional location: 31 hours on the job
- Lawsuits disclosed
- Yes
- Bankruptcy disclosed
- None
- Franchisor revenue, 2025
- $3.38M
- The company, not one location
- Franchisor net income
- $143K
- Latest filing
- Apr 27, 2026
- 2026 filing
From E & G Franchise Systems, Inc’s 2026 filing; revenue and net income from its audited financial statements, page 64; SBA status from the SBA Franchise Directory, October 28, 2026.
Franchisor revenue is the company that sells the franchises (royalties, fees and anything else it earns), not what a location makes.
Where it ranks
Erbert & Gerbert's among all franchises with the same figure.
| Figure | Erbert & Gerbert's | Among all franchises |
|---|---|---|
| Cost to open, midpointHalfway between the low and high estimate | $327,045 | Costs less than 53% of franchises |
| Franchise feePaid once, when you sign | $30,000 | Lower than 72% of franchises |
| RoyaltyShare of sales paid to the franchisor | 6% | Higher than 35% of brands with a set rate |
How much a Erbert & Gerbert's franchise costs
Opening an Erbert & Gerbert's at a traditional location costs an estimated $193,820 to $460,270. That covers the franchise fee and everything else needed to open, through the first months of working capital.
The biggest costs are furniture, fixtures and equipment ($40,000 to $150,000) and leasehold improvements ($50,000 to $145,000). Here is every line of the estimate as filed:
| What it pays for | Range | Low | High |
|---|---|---|---|
| Initial Franchise Fee | $30,000 | ||
| Leasehold Improvements | $50,000 | $145,000 | |
| Lease Payment and Security Deposit | $4,000 | $14,000 | |
| Travel and Living Expenses for You and Your Manager During Training | $1,500 | $4,200 | |
| Insurance Premiums - 3 Months | $2,000 | $3,500 | |
| Opening Inventory of Supplies, Food and Beverages | $3,000 | $10,000 | |
| Uniforms, Small Wares, Office Supplies, Menus and Other Printed Materials | $6,000 | $8,000 | |
| Exterior Signage and Interior Décor | $10,000 | $18,000 | |
| Furniture, Fixtures and Equipment | $40,000 | $150,000 | |
| Computer Systems | $8,820 | $11,070 | |
| Professional Services | $2,500 | $5,000 | |
| Architectural/Design Services | $8,500 | $16,500 | |
| Miscellaneous Licenses, Deposits and Permits | $2,500 | $5,000 | |
| Grand Opening Advertising and Promotion | $10,000 | ||
| Additional Funds - 3 Months | $15,000 | $30,000 | |
| Total | $193,820 | $460,270 | |
Source: E & G Franchise Systems, Inc, 2026 filing, page 18
Erbert & Gerbert's franchise fee
The franchise fee is $30,000. You pay it when you sign the franchise agreement.
Source: E & G Franchise Systems, Inc, 2026 filing, page 12
Royalty and ongoing fees
| Royalty | 6% of net revenues, paid weekly (5% at non-traditional locations). |
|---|---|
| Brand or marketing fund | 2% of net revenue at traditional locations, paid weekly; none at non-traditional ones. |
| Technology Fee | $100 per month |
| Renewal Fee | $5,000 for Traditional Locations $2,500 for Non- Traditional Locations |
The typical franchise royalty is 6% of sales, plus 2% for marketing. See franchise fees and royalties to compare.
Source: E & G Franchise Systems, Inc, 2026 filing, page 13
Other fees as filed, from page 14. The filing lists every fee, including late fees and audit costs.
Sales and earnings
Shares figures Erbert & Gerbert's publishes sales or earnings figures for its locations. The full tables, with notes on which locations are counted, are in its filing.
Source: E & G Franchise Systems, Inc, 2026 filing, page 47
SBA loans to Erbert & Gerbert's franchisees
Lenders approved 56 SBA-backed loans for Erbert & Gerbert's franchisees from 1995 to 2026, $9.94M in all: 54 7(a) loans and 2 504 loans. Of the 43 that have ended, 36 were paid in full and 7 were charged off (16.3%). The other 13 haven’t ended yet.
A charged-off loan is one written off as uncollectible. See SBA franchise loans for how 7(a) and 504 loans work.
Source: SBA 7(a) and 504 loan data, as of September 30, 2026
How Erbert & Gerbert's compares
Of the 80 sandwich franchises on this site, Erbert & Gerbert's is the 12th cheapest to open.
| Figure | Erbert & Gerbert's | Typical sandwich brand | Typical franchise |
|---|---|---|---|
| Cost to open, low end | $194K | $321K | $222K |
| Cost to open, high end | $460K | $683K | $477K |
| Franchise fee | $30K | $32K | $40K |
| Royalty | 6% | 6% | 6% |
| Brand fund | 2% | 2% | 2% |
| Shares earnings figures | Yes | 50 of 80 | 2,147 of 3,352 |
Typical is the median across the 80 brands in sandwich franchises; typical franchise, across every brand here.
Locations opened and closed
| Year | Franchised | Company-owned | Opened | Closed |
|---|---|---|---|---|
| 2020 | 73 (−17) | 3 | – | – |
| 2021 | 69 (−4) | 3 | – | – |
| 2022 | 65 (−4) | 3 | – | – |
| 2023 | 60 (−5) | 5 | +2 | −7 |
| 2024 | 56 (−4) | 4 | – | – |
| 2025 | 55 (−1) | 3 | – | – |
Closed or left counts terminations, non-renewals, locations bought back by the franchisor and locations that stopped operating. Company-owned restaurants are owned by affiliates.
These figures don't add up as printed: the 2023 counts come to 65, but the filing shows 64. Worth asking the franchisor.
See which brands grew most in the fastest-growing franchises rankings.
More in the guides: sandwich and sub franchise costs and franchise failure rates.
Over 6 years, from the start of 2020 to the end of 2025, franchised locations went from 90 to 55 (−35, −39%). The earlier years come from the brand's 2023 and 2024 filings.
Source: E & G Franchise Systems, Inc, 2026 filing, page 50
2020: E & G Franchise Systems, Inc, 2023 filing, pages 51–52
2021–2022: E & G Franchise Systems, Inc, 2024 filing, page 50
Who owns Erbert & Gerbert's?
Erbert & Gerbert's franchises are sold by E & G Franchise Systems, Inc.
From E & G Franchise Systems, Inc’s 2026 filing.
Lawsuits and bankruptcy
| Lawsuits and regulatory actions | Yes. The filing describes past or pending cases involving the franchisor, its affiliates or its executives on pages 11–12. |
|---|---|
| Bankruptcy | None. The filing says no bankruptcy has to be disclosed. |
Franchisors must disclose lawsuits and bankruptcies involving the company, its parents and affiliates, and its executives. Many cases are routine disputes with franchisees over fees or contracts; read the descriptions in the filing and ask current owners about anything that worries you.
Source: E & G Franchise Systems, Inc, 2026 filing, litigation on pages 11–12, bankruptcy on page 12
Erbert & Gerbert's filings
A franchisor files a new disclosure each year it sells franchises. The figures on this page come from E & G Franchise Systems, Inc’s 2026 filing, issued April 27, 2026; the earlier ones below are on record with the Minnesota Department of Commerce and fill in older location counts.
| Filing | Issued | Registry | On this page |
|---|---|---|---|
| 2026 filing | April 27, 2026 | Minnesota | Costs, fees and locations, 2023–2025 |
| 2024 filing | – | Minnesota | Locations, 2021–2022 |
| 2023 filing | – | Minnesota | Locations, 2020 |
Each link opens the filing as a PDF. See the newest filings across all brands.
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